Margaret Williams, 86, Sarasota, died Nov. 3, 2003. She was born July 14, 1917, in Magog, Quebec, and came to Sarasota 21 years ago from Providence, R.I. She retired in 1982 as treasurer and administrator of Henry E. Davis Insurance Co. in Providence. She graduated from Katharine Gibbs Secretarial School in Rhode Island. She was a member of the Appalachian Mountain Club and the Rhode Island Ski Club. Survivors include a sister, Anne W. Martin of Sarasota; a niece, Patricia A. Martin of Sarasota; nephews Richard C. Martin and Frank W. Martin, both of Sarasota, and Robert D. Martin of Charlottesville, Va.; six grand nieces and four great-grand nieces. No visitation is planned. Family memorial services will be private. Toale Brothers Funeral Home, Colonial Chapel, is in charge. Memorial donations may be made to The Salvation Army, P.O. Box 2792, Sarasota, Fl 34230; or a favorite charity.