->Smith, Sr. FrancesSr. Frances Smith, in religious life formerly known as Sr. Marguerite de Lourdes, beloved member of the Sisters of Charity, Convent of Mary the Queen, on December 7, 2011. Predeceased by parents James and Margaret, she is survived by a sister Sr. Margaret Smith, S.C., a niece Jean Anne Smith and nephews James, Thomas, Michael and Peter Smith, and predeceased by James Smith (Adelaide). Reposing at the Convent of Mary the Queen, 35 Vark Street, Yonkers, NY on Friday from 2 to 8 p.m. with a prayer service at 6:30 PM. Funeral Mass Saturday 10 a.m. at the convent. Interment at St. Joseph's Cemetery, Yonkers, NY. In lieu of flowers, donations may be made to the Sisters of Charity Development Fund, 6301 Riverdale Ave., Bronx, NY 10471. Arrangements by F. RUGGIERO & SONS, Inc., Yonkers, NY - (914) 375-1400 - www.ruggieroandsonsfh.com