Nancy F. Lee, 53, of Palatka passed away Wednesday, Dec. 15, 2010, at Flagler Hospital in St. Augustine.A native of St. Augustine, she had lived almost all her life in Palatka, having graduated from The Briarwood School in 1975. Nancy had worked as a teller and loan officer with First Federal Savings & Loan in Palatka. She had a passion for caring for the elderly and for the past several years had worked with Allegro.She loved gardening and had achieved the status of master gardener.She is survived by her loving companion, Julian Tilghman; two daughters, Betty Lee McLane of Palatka and Shelly Ann Lee of Montgomery, Ala.; three half brothers, James White and Robert White, both of Canada, and Jerome Faulkner of Raleigh, N.C.; two grandchildren; and a niece, Pamela Tillis Karapcik of Hastings.Services will be at 11 a.m. Saturday, Dec. 18, 2010, at Johnson-Overturf Funeral Home in Palatka with Brother Ray Johnson officiating. Burial will follow at Palatka Memorial Gardens. Family will receive friends Friday from 5 to 7 p.m. at the funeral home.Flowers are gratefully accepted, or memorial donations may be made in Nancy"s memory to a favorite charity.Memories and condolences may be left for the family at www.JohnonsOverturfFunerals.com.Arrangements are under the direction of Johnson-Overturf Funeral Home in Palatka.