Dwyer, Margaret F. CLARKSVILLE Margaret (Fraley) Dwyer, 74, died Thursday, July 10, 2008 at her home surrounded by her loving family. Born and educated in Albany, she was the daughter of the late William and A. Jean (LaTour) Fraley. Mrs. Dwyer was a homemaker. She was an avid bingo player and sports fan, particularly of the NY Yankees and Nascar. Wife of the late Francis E. Dwyer Jr.; mother of Francis E. (Sandra) Dwyer III, James W. (Mary) Dwyer, Michael W. (Linda) Dwyer, Margaret "Peggy" Hagadone, Sean P. (Brenda) Dwyer Sr. and Keith J. (Kim) Dwyer; sister of Michele Matteo and the late William Fraley and Jean Bragg; also survived by 20 grandchildren, ten great-grand-children; and many nieces and nephews. Relatives and friends are invited and may attend memorial calling hours Tuesday from 4-7 p.m. in the Daniel Keenan Funeral Home, Inc., 490 Delaware Ave., Albany, followed by a prayer service at 7 p.m. In lieu of flowers, those who wish may send memorial contributions to Community Hospice of Albany County, 445 New Karner Road, Albany, NY 12205.