CARTER, Joyce Ann, 74, of Tampa passed away on Friday, May 2, 2003. She is survived by her husband, Ernest Carter;son, David Carter, Brandon; two daughters, Cathy Painter, Martinsburg, W. Va. and Debbie Will iams, Hedgesville, W. Va.; and seven grandchildren. Graveside services will be conducted 11:00 a.m. Monday at the Garden Shelter of Serenity Meadows Memorial Park. Those who wish may make donations to the Sa lvation Army, 1603 N. Florida Ave., Tampa, Fla. 33602. SERENITY MEADOWS MEMORIAL PARK AND FUNERAL HOME Riverview/Brandon 677-9494