Margaret M. Williams, age 82, of Yonkers, NY, died Saturday, October 7, 2006. She was the loving wife of the late Charles R. Williams and the beloved mother of John R. Williams and Margaret Balone. She also was the dear grandmother of James, Robert and Sean Balone and dear sister of Gloria Vanderwerff. Graveside service Tuesday at Gate of Heaven Cemetery, Hawthorne, NY. The family will receive visitors and condolences on Monday from 2 to 4 and 7 to 9 PM. F. RUGGIERO & SONS, Inc. 732 Yonkers Avenue Yonkers (914) 375-1400 www.ruggieroandsonsfh. com